The Journal
Expert Analysis
32 articles covering markets, estate planning, private banking, alternatives, and more.
Gold at $3,750: What’s Driving the Rally and Where It’s Headed
Central bank buying, geopolitical uncertainty, and real rate expectations are pushing gold to all-time highs. We analyse the macro drivers.
The Complete Guide to Setting Up a Family Office in 2026
From single-family to multi-family structures, we break down the costs, governance models, and jurisdictional considerations.
Private Equity for Individual Investors: The Semi-Liquid Revolution
BREIT, BXPE, and the new wave of democratised alternatives. How retail investors can finally access institutional-grade PE.
Swiss Private Banking in 2026: After the Credit Suisse Shock
Two years after the merger, how has the Swiss private banking landscape reshaped? Winners, losers, and where flows went.
Robo-Advisor vs Private Bank: Where’s the Crossover Point?
At what wealth level does it make sense to graduate from a robo-advisor to a private bank? We analyse the fee breakpoints.
Cross-Border Tax-Efficient Wealth Structuring: A Primer
Luxembourg unit-linked policies, trusts, foundations, and holding companies. An overview of legitimate structuring vehicles.
Art as an Asset Class: Correlation, Returns, and Practical Access
From fractionalised blue-chip works to art-secured lending. How art fits into a diversified UHNW portfolio.
How Falling Rates Will Reshape Wealth Management in 2026
With central banks pivoting, we explore the implications for bond portfolios, real estate valuations, and PE exit multiples.
The $84 Trillion Great Wealth Transfer: Preparing the Next Generation
Baby boomers are passing the torch. How families and advisors are preparing heirs for the largest intergenerational transfer in history.
Direct Indexing: The Tax Alpha Strategy Replacing ETFs
Why UHNW investors are swapping ETFs for direct indexing. We quantify the tax-loss harvesting benefit across wealth tiers.
Singapore as a Global Wealth Hub: What’s Attracting the Money
Low taxes, political stability, and proximity to Asia’s growth. Inside Singapore’s rise as the world’s fastest-growing wealth centre.
Impact Investing Without Sacrificing Returns: A Data-Driven Look
ESG fatigue vs genuine impact. We analyse 10 years of data on whether impact portfolios actually underperform.
Institutional Crypto Custody for UHNW: The Landscape in 2026
Fidelity, Coinbase, and Swiss banks. How the ultra-wealthy are storing digital assets with institutional-grade security.
Donor-Advised Funds vs Private Foundations: A Comparison
Tax efficiency, control, and legacy. We compare the two dominant philanthropic vehicles for HNW donors.
Real Estate in a UHNW Portfolio: Direct vs Funds vs REITs
Trophy properties, private real estate funds, and liquid REITs. How to structure real estate exposure at each wealth tier.
How to Select a Wealth Manager: 12 Questions to Ask
From fee transparency to custody arrangements. The due diligence checklist every HNW investor should follow.
Planning for 100: How Longevity Is Reshaping Wealth Strategies
Living longer means planning differently. We explore the financial implications of extended lifespans for wealth preservation.
The Private Credit Boom: Opportunity or Overheating?
$1.7 trillion and growing. We assess the risk-return profile of direct lending, mezzanine, and distressed credit.
Multi-Currency Strategies for Global Families
When your life, assets, and liabilities span multiple currencies, FX management becomes critical. Here’s how advisors approach it.
How AI Is Transforming Wealth Management in 2026
From personalised portfolio construction to automated compliance. The AI tools reshaping advisory services.
Fine Wine as an Alternative Investment: Returns and Access
Burgundy, Bordeaux, and the Liv-ex 1000. How wine compares to traditional alternatives and how to invest.
Family Governance Frameworks: Constitutions, Councils, and Communication
How multigenerational families maintain cohesion and purpose through formal governance structures.
Insurance-Wrapped Wealth Structuring: The Luxembourg Model
How UHNW families use Luxembourg unit-linked policies for tax efficiency, privacy, and cross-border estate planning.
Venture Capital for HNW Investors: Beyond the LP Commitment
SPVs, syndicates, and solo GP funds. How investors below the $5M fund minimum can access venture capital.
Offshore Trusts in 2026: Jurisdictions Compared
Jersey, Guernsey, BVI, Singapore, and New Zealand. We compare trust jurisdictions by flexibility, cost, and reputation.
Managing Concentrated Stock Positions: Strategies for Founders
Exchange funds, prepaid forwards, 10b5-1 plans, and charitable remainder trusts. How founders diversify wisely.
Watches, Cars, and Art: Should Collectibles Be in Your Portfolio?
The Knight Frank Luxury Index and real-world returns from passion assets. Plus: authentication and storage considerations.
Digital Estate Planning: Crypto, NFTs, and Online Accounts
Planning for digital assets in your estate. Seed phrases, beneficiary access, and the legal frameworks catching up.
Inflation Hedging for Wealth Preservation: A Multi-Asset Approach
TIPS, gold, real assets, and equities. We model the optimal inflation-hedging allocation for long-term capital preservation.
ESG Greenwashing: How to Identify Genuine Sustainable Investing
SFDR Article 8 vs 9, impact metrics, and engagement strategies. Cutting through the noise in sustainable wealth management.
Business Succession Planning: Sale, Transfer, or IPO?
For entrepreneur families, the business is the wealth. We explore the strategic and emotional dimensions of succession.
Geopolitical Risk and Wealth: Diversifying Across Jurisdictions
Why UHNW families are spreading assets across multiple countries, currencies, and legal systems in an uncertain world.
Gold IRA Complete Guide: How to Protect Your Retirement with Precious Metals
Everything you need to know about opening a Gold IRA in 2026 — IRS-approved metals, contribution limits, custodian selection, rollover rules, and common pitfalls to avoid.
Swiss Private Banking in 2026: How to Open an Account and What to Expect
A practical guide to Swiss private banking — from account minimums and KYC requirements to FATCA compliance and choosing between discretionary and advisory mandates.
Investing in Diamonds: A Sober Assessment for High-Net-Worth Buyers
Diamonds are beautiful but illiquid. We examine the 4 Cs, resale realities, GIA certification, lab-grown pitfalls, and whether diamonds belong in a serious portfolio.
Rolex as an Investment: Which Models Hold Value in 2026?
From the Daytona to the GMT-Master II Pepsi, we analyse which Rolex references command premiums, what drives secondary-market pricing, and how to buy smart.
Exclusive Golf Club Memberships: What They Really Cost and How to Get In
An honest breakdown of initiation fees, annual dues, waiting lists, and the unwritten rules of gaining entry to the world's most prestigious golf clubs.
Setting Up a Family Office: A Guide for First-Generation Wealth
SFO vs MFO vs virtual structures, minimum AUM thresholds, operating costs, key hires, and legal structures for first-generation wealth creators.
Art as an Investment: How Ultra-High-Net-Worth Investors Actually Buy Art
Auction dynamics, authentication risks, art funds, and the reality of art as a portfolio asset for UHNW collectors.
Platinum vs Gold: Which Precious Metal Belongs in Your Portfolio?
Supply concentration, industrial vs monetary demand, the hydrogen thesis, and how to allocate between platinum and gold.
7 Wealth Preservation Strategies Used by Old Money Families
Seven proven strategies from multigenerational dynasties — diversification, governance, trusts, geographic spread, and human capital investment.
Gold ETF vs Physical Gold: Which Is Right for Your Portfolio in 2026?
Counterparty risk, cost comparison, Norwegian tax implications, storage options, and the hybrid approach to gold ownership.
Private Banking vs Wealth Management: What’s the Difference and Which Do You Need?
Definitions, entry thresholds, fee structures, conflicts of interest, and when to use both. A practical guide for HNW investors choosing between private banks and independent wealth managers.
Gold Coins vs Gold Bars: Which Is the Better Investment?
Premiums, liquidity, authentication, VAT treatment, storage, and the best coins and bars for serious investors. Includes Norwegian tax considerations.
How to Buy at Auction: A Practical Guide to Christie’s, Sotheby’s and Bonhams
Three tiers of houses, how auctions work, bidding formats, buyer’s premiums, post-sale costs, and selling at auction. Everything a first-time bidder needs to know.
Cryptocurrency in a Wealth Portfolio: How Much Is Appropriate in 2026?
Institutional adoption, Bitcoin vs altcoins, recommended 1-5% allocation, custody options, Norwegian tax treatment, estate planning, and DeFi risks.
Offshore Investing for Europeans: What’s Legal, What’s Not, and What Actually Works
CRS/FATCA, legitimate uses, popular jurisdictions, structures that work and don’t, Norwegian Skattemeldingen obligations, compliance costs, and finding STEP-qualified advisors.